A good loan management plan starts with understanding the loan deal before accepting it. If you know your loan deal you can plan your expenditure and budgets accordingly to finish it perfectly. Have a plan of action ready for making timely repayments. Do not get yourself into a debt if you are not sure about how to arrange the repayments. Negotiate the terms of loans to make it flexible convenient for you.
Example, you can choose the due date of your choice, keep the loan tenure as per your budget allows, ask for no prepayment penalties.
Make a repayment plan in steps follow it.
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