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The consumer-protection agency has also filed lawsuits against Payday Financial LLC of South Dakota for trying to garnish wages of its borrowers and threatening to sue them in the Cheyenne River Sioux tribal court.
The FTC says the company has no authority to garnish wages or to file cases against nontribal members in a tribal court. Online payday lenders are the fasting growing segment of the industry, accounting for more than 10 billion a year in loans. Only a fraction of that money goes to tribal affiliated lenders. Angela Vanderhoof of Olympia, Wash.borrowed any personal loan from OneClickCash in October 2010, not which banks still have payday advance she would eventually pay 690 in interest on her loan or that she would be hit with as many as four overdraft charges on her checking account in a single day.
The withdrawals left her nearly penniless, she said.
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This was true regardless of the level of inflammation in their joints.